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Mortgage repayment calculator

$
6.14%
Estimated monthly repayment
$3,956/mo
Total interest
$774,079
Total repaid
$1,424,079
Quick read: Over 30 years you'll repay about 2.19× what you borrow. Dropping to 25 years adds ~$288/mo but saves roughly $151k in interest.

Your inputs go with it, so you won’t need to type them again. A review is not a loan approval or a rate offer.

This is an estimate only and does not constitute financial or tax advice. Actual repayments depend on your lender, fees, and features like offset accounts. Always confirm with a qualified professional.

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The rate you're quoted moves this number more than anything else. Comparison rate, loan term, offset and LMI all change the real cost — work out which levers matter for your situation before you talk to a lender.

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